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National Payment Network, Inc. is the nation's leading provider of loan acceleration programs for the automotive industry. Our turn-key solutions allow agencies, service contract administrators, menu providers and other organizations to offer biweekly payment programs easily and effectively. These payment programs dramatically improve F&I penetration rates, eliminate negative equity and upside-down buyers, and pay substantial commissions.

NPN has processed payments for over $3 billion in consumer loans. Our program has helped thousands of consumers simplify their monthly finances and meet their long-term financial goals.

The payment processing partners used by NPN initiate payments for more than 6.6 million consumers and more than two-thirds of the Nation's 8 billion Automated Clearing House transactions. Our processing partners guarantee that our clients are covered 100% for any funds improperly removed from their bank account while using these services.

Financial security is our primary focus. We continuously implement state-of-the-art technologies and process designs to ensure the integrity of all funds transfers.



National Payment Network offers the most effective way for your organization to provide customizable, loan acceleration products. With our payment plans, borrowers shorten the length of their loans, build equity faster, and can easily customize the timing of their payments to exactly match their unique budgeting requirements.

Customized payment options Our most popular payment option is a fully customizable biweekly plan. When your clients select this option for their loan, they will see an automatic withdrawal from their checking or savings account every other Friday. Although fully customizable, these withdrawals are typically for half of a monthly loan payment amount.

Because these withdrawals are occurring bi-weekly, additional prepayments will be made to the loan's principal balance. This happens because there are 26 bi-weekly periods during the course of a year, roughly equal to 13 monthly payments. These prepayments are applied to the borrower’s principal balance in the following month to ensure maximum savings.



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